If unused money in demat account will gain interest

 No, unused money in a demat account typically does not earn interest. Demat accounts are designed to hold securities like shares, bonds, and mutual funds, not to function as savings accounts.

However, some demat account providers may offer additional services or products that allow you to earn interest on your funds. These could include:

 * Sweep-in facilities: Some brokers may offer to automatically sweep excess funds from your demat account into a linked savings or fixed deposit account where they can earn interest.

 * Money market funds: You can invest in money market funds through your demat account. These funds typically offer slightly higher interest rates than regular savings accounts.

 * Margin trading: If you have a margin trading facility with your broker, you can borrow funds against your existing securities holdings. However, margin trading carries risks and should be used with caution.

It's important to check with your demat account provider to see what options are available to you and to understand the terms and conditions associated with each option.

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